Credit

Various lists of good financial habits often teach us that debt is something you should escape first. Besides the stress and the very fact of having financial commitments, it has some other side effects.

You’ve probably heard it said before that good credit is worth more than cash, and in many cases, it’s true.

When you are in your 20s, credit card companies will offer you competitive interest rates to earn your business. While

A loan agreement is often an alliance for many years. But even if you apply for a short-term loan, it is still a commitment you will have to fulfill.